A home inventory is an important tool to have in the event of an insurance claim. It can help you prove what you owned, how much it was worth and how much it would cost to replace.
To create a home inventory, start by making a list of all your belongings. Then, for each item, note the name, description, purchase date, serial number (if applicable) and value. You can either estimate the value of each item or look up its replacement cost. Be sure to include items such as jewelry, art, collectibles, electronics and furniture.
Once you have your list, take photos or videos of each item. Be sure to get close-ups of any important details, such as a designer label or a unique feature. It’s also a good idea to keep receipts, appraisals and other documentation in a safe place. You can store these electronically or in a physical file.
If you have a home inventory, it will be much easier to file an insurance claim and get the money you need to replace your belongings. So take the time to create one today.
Sources:
https://www.allstate.com/tr/home-insurance/home-inventory-list.aspx
https://www.valuepenguin.com/homeowners-insurance/home-inventory-list
https://www.houselogic.com/organize-maintain/home-maintenance-tips/home-inventory-list/